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Welcome to PockIt! These Terms of Use govern your access to and use of the PockIt budgeting and finance app, including its features, content, and services (collectively referred to as "the App"). By accessing or using the App, you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, please do not use the App.

1. Account Registration

To access certain features of the App, you must create an account. You agree to provide accurate, current, and complete information during the registration process, and to update your information to maintain its accuracy. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

2. Use of the App

You agree to use the App only for lawful purposes and in accordance with these Terms of Use. You must not use the App in any way that.

• - Violates any applicable local, state, national, or international law or regulation.

• - Infringes on the intellectual property rights of PockIt or any third party.

• - Disrupts or interferes with the functioning of the App or the servers and networks connected to the App.

• - Attempts to gain unauthorized access to any portion of the App or its systems.

• - Engages in any form of fraudulent activity or attempts to manipulate the App’s functionality.

PockIt reserves the right to suspend or terminate your account and access to the App if we believe you have violated these Terms of Use.

3. Subscription and Payments

Certain features of the App may require a subscription or one-time payment. By subscribing to or purchasing paid services, you agree to pay the applicable fees as described in the App. Payments are processed through third-party payment providers, and you agree to comply with their payment terms. All payments are non-refundable unless otherwise stated.

4. Intellectual Property

All content within the App, including but not limited to text, images, graphics, logos, and software, is the property of PockIt or its licensors and is protected by intellectual property laws. You may use the content solely for personal, non-commercial purposes. You are not allowed to copy, reproduce, distribute, or otherwise use any of the content for commercial purposes without express permission from PockIt.

5. User Content

If you submit, upload, or contribute any content to the App (such as feedback, comments, or data), you grant PockIt a non-exclusive, royalty-free, worldwide license to use, modify, and distribute that content in connection with the operation of the App. You represent and warrant that you have the right to grant this license and that your content does not violate the rights of others.

6. Privacy

Your use of the App is governed by our Privacy Policy, which outlines how we collect, use, and protect your personal data. By using the App, you consent to the collection and use of your data as described in the Privacy Policy.

7. Disclaimers and Limitation of Liability

The App is provided "as is" and "as available," without warranties of any kind, either express or implied. PockIt does not guarantee that the App will be error-free or uninterrupted. We are not responsible for any damage, loss of data, or other issues resulting from your use or inability to use the App.

In no event will PockIt be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, or data, arising out of or in connection with your use of the App, even if we have been advised of the possibility of such damages .

8. Termination

PockIt may suspend or terminate your access to the App at any time, without notice, for any reason, including if we believe you have violated these Terms of Use. You may also terminate your account at any time by contacting us or through the App’s settings.

9. Governing Law

These Terms of Use will be governed by and construed in accordance with the laws of the USA, Tinley Park, Illinois, without regard to its conflict of law principles. Any disputes arising from these Terms will be resolved in the courts located in the USA, Tinley Park, Illinois.

10. Changes to These Terms

PockIt reserves the right to modify these Terms of Use at any time. We will post any changes on the App or our website, and the updated terms will become effective immediately upon posting. It is your responsibility to review these Terms periodically to stay informed about any changes. By continuing to use the App after changes are posted, you agree to the modified Terms of Use.

11. Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at:

• PockIt Support,

• Email: pockit@moodifybrands.com

• Address: Tinley Park, Illinois